Business Loan Calculator
Calculate monthly payments, total interest, and compare loan terms for business financing and SBA loans.
Optional down payment amount
Closing costs, origination fees, etc.
Monthly Payment
$2,003.795
Total Interest
$20,227.692
Total Cost
$122,727.692
Cash Needed
$2,500
| Term | Rate | Monthly Payment | Total Interest | Total Cost |
|---|---|---|---|---|
| 3 years | 7.0% | $3,087.71 | $11,157.549 | $113,657.549 |
| 5 years | 7.5% | $2,003.795 | $20,227.692 | $122,727.692 |
| 7 years | 8.0% | $1,558.621 | $30,924.201 | $133,424.201 |
| 10 years | 8.5% | $1,239.857 | $48,782.827 | $151,282.827 |
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $2,003.795 | $1,378.795 | $625 | $98,621.205 |
| 2 | $2,003.795 | $1,387.412 | $616.383 | $97,233.793 |
| 3 | $2,003.795 | $1,396.084 | $607.711 | $95,837.709 |
| 4 | $2,003.795 | $1,404.809 | $598.986 | $94,432.9 |
| 5 | $2,003.795 | $1,413.589 | $590.206 | $93,019.311 |
| 6 | $2,003.795 | $1,422.424 | $581.371 | $91,596.887 |
| 7 | $2,003.795 | $1,431.314 | $572.481 | $90,165.572 |
| 8 | $2,003.795 | $1,440.26 | $563.535 | $88,725.312 |
| 9 | $2,003.795 | $1,449.262 | $554.533 | $87,276.051 |
| 10 | $2,003.795 | $1,458.32 | $545.475 | $85,817.731 |
| 11 | $2,003.795 | $1,467.434 | $536.361 | $84,350.297 |
| 12 | $2,003.795 | $1,476.606 | $527.189 | $82,873.691 |
Loan Analysis
- • Your monthly payment of $2,003.795 represents 24.0% of the loan amount annually
- • Total interest of $20,227.692 is 20.2% of the principal borrowed
- • You'll pay $337.128 in interest per month on average
Your AI Phone Answering Service
Sarah is an AI receptionist that answers your business calls 24/7 with a natural, human-like voice. She handles customer inquiries, takes messages, and filters out spam calls so you can focus on growing your business.
24/7 Call Answering
Sarah answers every call professionally, even when you're busy, after hours, or on vacation.
Never Miss a Lead
Sarah captures detailed caller information and takes perfect messages, ensuring no business opportunity is lost.
Smart Spam Filtering
Sarah identifies and politely handles spam calls, robocalls, and telemarketers without interrupting your work.
Sarah in Action
How Sarah handles your calls
Zero interruptions to your important work
Don't Let Missed Calls Hurt Your Loan ROI
You're investing in your business with this loan. Sarah ensures every call from potential customers gets answered, helping you generate the revenue needed to service your debt and grow your business.
Maximize Revenue to Cover Payments
Sarah captures every sales opportunity 24/7, ensuring you have the revenue stream to comfortably make your $2,003.795 monthly payments.
Professional Business Image
Lenders and customers expect professional communication. Sarah ensures every call is handled professionally, supporting your business credibility.
Focus on Growth, Not Phone Calls
Use your loan investment wisely by focusing on business growth activities, while Sarah handles all incoming calls and lead qualification.
“After getting our SBA loan, Sarah helped us capture 40% more leads in the first quarter. The extra revenue easily covers our loan payments.”
— Michael Torres, Manufacturing Business Owner
Loan Payment Coverage
This month's performance
185%
of loan payment covered by Sarah leads
Revenue Impact
New Customers
From Sarah calls
18
this month
Extra Revenue
Above loan payment
$1,703.226
surplus
Make Your Loan Investment Pay Off
Don't let missed calls reduce the ROI on your business loan. Sarah captures every opportunity to help you generate the revenue needed for loan payments and growth.
No credit card required • Setup in 5 minutes • Cancel anytime