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Financial Health

Debt-to-Income Calculator

Analyze your debt-to-income ratio, assess financial health, and get personalized recommendations for debt management.

Income & Debt Information
Enter your monthly income and debt payments to calculate your debt-to-income ratio

Monthly Debt Payments

Ready to Calculate

Enter your income and debt information to get your debt-to-income analysis

Meet Sarah

Your AI Phone Answering Service

Sarah is an AI receptionist that answers your business calls 24/7 with a natural, human-like voice. She handles customer inquiries, takes messages, and filters out spam calls so you can focus on growing your business.

24/7 Call Answering

Sarah answers every call professionally, even when you're busy, after hours, or on vacation.

Never Miss a Lead

Sarah captures detailed caller information and takes perfect messages, ensuring no business opportunity is lost.

Smart Spam Filtering

Sarah identifies and politely handles spam calls, robocalls, and telemarketers without interrupting your work.

Sarah in Action

How Sarah handles your calls

Client: John Smith
CONNECTED
New Lead: Maria Garcia
MESSAGE TAKEN
Insurance Telemarketer
FILTERED
Car Warranty Robocall
BLOCKED

Zero interruptions to your important work

Financial Stability

Improve Your Financial Health with Better Communication

While you're working to improve your debt-to-income ratio, Sarah ensures every business call contributes to your financial goals. Professional communication builds trust with lenders and customers alike.

Protect Revenue Streams

Sarah ensures you never miss income opportunities that could improve your debt ratios.

Professional Image

Maintain credibility with lenders and financial institutions through consistent, professional communication.

Focus on Financial Planning

Stop interrupting debt management work for calls. Sarah handles distractions so you can focus on improving your finances.

“Sarah helped me maintain professional communication with clients while I focused on debt consolidation. My DTI improved from 45% to 28% in 8 months.”

— Jennifer Walsh, Small Business Owner

Financial Communication Active

This month's professional handling

28%

improved DTI ratio

-17% vs last year
Professional Interactions

Lender Inquiries

Professional responses

12

calls

Revenue Calls

Income opportunities

31

calls

Managing Debt While Growing Your Business?

While you're optimizing your debt-to-income ratio, ensure your business never misses revenue opportunities. Sarah handles every call professionally, helping you maintain cash flow and customer relationships.

Capture Every Lead

Never miss a potential sale that could improve your financial position

Professional Image

Maintain credibility with lenders and customers

Consistent Revenue

Steady income helps maintain healthy debt ratios

Ready to Optimize Your Business Communications?

While you're managing your debt-to-income ratio, don't let missed calls hurt your revenue. Sarah ensures professional communication that supports your financial goals.

No credit card required • Setup in 5 minutes • Cancel anytime