Working Capital Calculator
Analyze your business liquidity, cash flow, and operational efficiency.
Net Working Capital
$67,000
$110,000
Current assets
$43,000
Current liabilities
11.2%
Of annual revenue
Current Assets ÷ Current Liabilities
(Cash + A/R) ÷ Current Liabilities
Revenue ÷ Working Capital
DIO + DSO - DPO
60
How long inventory sits
45
Collection period
30
Payment delay
Improve Collections
Reduce collection period by 10 days
+$16,438.356
Cash freed up
Optimize Inventory
Reduce inventory turnover by 15 days
+$24,657.534
Cash freed up
Extend Payables
Negotiate 45-day payment terms
+$24,657.534
Cash freed up
Working Capital Insights
- • Your business has $67,000 in excess working capital
- • Cash conversion cycle of 75 days ties up $123,287.671
- • Current ratio of 2.56 indicates excellent liquidity
- • Consider improving collection period or inventory turnover to free up cash
- • Excellent working capital efficiency - you're getting good revenue per dollar invested
Your AI Phone Answering Service
Sarah is an AI receptionist that answers your business calls 24/7 with a natural, human-like voice. She handles customer inquiries, takes messages, and filters out spam calls so you can focus on growing your business.
24/7 Call Answering
Sarah answers every call professionally, even when you're busy, after hours, or on vacation.
Never Miss a Lead
Sarah captures detailed caller information and takes perfect messages, ensuring no business opportunity is lost.
Smart Spam Filtering
Sarah identifies and politely handles spam calls, robocalls, and telemarketers without interrupting your work.
Sarah in Action
How Sarah handles your calls
Zero interruptions to your important work
Better Working Capital Needs Better Communication
You've optimized your working capital. Now accelerate collections and improve customer relationships with Sarah's professional communication services.
Accelerate Collections
Sarah can follow up on overdue accounts, handle payment inquiries, and coordinate with customers to reduce your collection period.
Improve Cash Flow
Better customer communication leads to faster payments and improved cash conversion cycles, freeing up working capital.
Maintain Customer Relationships
Professional handling of payment discussions and account inquiries helps preserve valuable customer relationships.
“Sarah helped us reduce our collection period from 52 to 38 days, freeing up $180,000 in working capital without any awkward customer conversations.”
— Rachel Martinez, CFO
Cash Flow Impact
Working capital optimization
$67,000
Current working capital
Collection Performance
Payment Follow-ups
Handled professionally
94%
success rate
Collection Period
Average days
37
vs 45 before
Optimize Your Working Capital Management
Improve cash flow, accelerate collections, and enhance customer relationships with Sarah's professional communication services.
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